Supporting low- and moderate-income families, communities and small businesses, Chase announced today that it has invested more than $338 billion in the first four years of its 10-year, $800 billion commitment.

"Helping families buy a home they can afford over the long term remains a crucial part of our commitment to communities," said Charlie Scharf, chief executive officer of Retail Financial Services. "We have helped buyers better understand the responsibilities they are taking on and we have helped many homeowners facing financial challenges."

In 2004, parent company JPMorgan Chase pledged to invest $800 billion over 10 years in communities across the country, which continues to be a major commitment to community development lending and economic development.

Chase already has invested 42 percent of that in three areas crucial to families and communities across the country:

"Our capital, our leadership, our banking services and our people are making many communities across the country stronger," said William Daley, Head of JPMorgan Chase's Office of Corporate Responsibility.

Chase supports families and communities through a broad range of programs, including the following:

The Homeownership Preservation Office

Chase's Homeownership Preservation Office helps families stay in their homes whenever possible by connecting homeowners with counselors through a national help line and leading foreclosure-prevention workshops and local training programs for community leaders, housing advocates, public officials and investors.

Small Business Administration Loans

Chase made over 8,500 Small Business Administration loans in fiscal year 2007, ranking second nationally in number of loans. Chase was the largest SBA lender in Arizona, Illinois, Louisiana, Michigan and in New York City, Dallas, and Houston.

Certified Community Development Institutions

More than $670 million of loans and investments went to certified community development financial institutions - two-thirds of JPMorgan Chase's 10-year goal of $1 billion. In turn, the institutions made loans to construct and rehabilitate affordable housing, build health-care facilities, and provide small business and micro-loans to entrepreneurs in lower-income communities.

Results by state are shown below:

About Chase

Chase is the U.S. consumer and commercial banking brand of JPMorgan Chase & Co. (NYSE: JPM). Chase has 156 million credit cards issued and serves consumers and small businesses through 3,150 bank branches, 9,200 ATMs and 290 mortgage offices as well as through relationships with 14,500 auto dealerships and 5,200 schools and universities. It also serves more than 30,000 commercial banking clients, including corporations, municipalities, financial institutions and not-for-profit entities. The company invests in education, economic opportunity, development and environmental programs that enable people and communities to thrive. More information about Chase is available atwww.chase.com.

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